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Insuring a Bright Future

Insuring a Bright FutureInsuring a Bright FutureInsuring a Bright Future

Get peace of mind!

Health insurance 

Life insurance

Employee - Supplemental

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479-279-8822

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About Us

Protecting Futures

We have experience helping clients prepare for the unknown. Ask us about Health Coverage, Life Coverage, Medicare and more...

We can help you with your insurance needs.

Assessing Need

Unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly with affordable coverage


Building Relationships

Every individual has different insurance needs. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets.

Aflac

Employee & Individual Coverage

Accident, Short Term Disability, Hospitalization, Critical Illness, Cancer, Vision, Dental, Term & Whole Life policies.


An independent Agent Representing Aflac

Medicare Advantage Plans

Humana,  UnitedHealthcare®, WellCare, Aetna, Cigna, DEVOTED

  • Call to discuss or schedule a review of your current plan or get information if you are turning 65.


Everyone should have a free review completed every year.


Hospital Indemnity

GTL-Guarantee Trust Life

Advantage Plus Elite Hospital Indemnity Plan

Call to discuss a plan that can take care of Medicare, hospital stay co-pays.


life Insurance

Aflac, ETHOS, Mutual of Omaha, United American Globe, AIG, Americo and more.

Guaranteed issue policies available.



ACA-Afordable Care Act/Obama Care

Under 65 Medical Coverage

  • Arkansas - Ambetter or Blue Cross

Call for information in other states

Tax Free Retirement Options

Businesses are trying to find ways to not overpay on taxes.  I’ve partnered with a team that specializes in helping small businesses decrease their taxes (or provide ways to protect from a rise in taxes in the future).


LegalShield

Pre-Paid Legal

  • Individual plans available for as little as $29.95 per month.
  • Business plans available.



Click here for more information

https://dougroscher.wearelegalshield.com/


ALLYHEALTH


FEATURES AND BENEFITS OF ALLYHEALTH

  • No co-pays, deductibles, or per-call charges*
  • Prescriptions called in to your local pharmacy
  • Avoid germ-filled waiting rooms
  • Fast and easy access, 24/7/365
  • Plan covers the entire family
  • Flexible and easy to use (available via web, mobile app, or
  • simply by phone)
  • Rx savings program offers up to 85% discounts at retail
  • pharmacies
  • Medical bill negotiation service can help you save on all your
  • medical bills
  • And more

Employer paid or individual coverage available


aBOUT US

Bio

Doug Roscher - Independent Insurance Agent


Insurance Lic. AR 18964117 -  Licensed in: AR/ MO / OK


Began his insurance career in 2018, after 30 years with a local Northwest Arkansas company and 10 years military experience.

Education: Bachelors Degree - Organizational Leadership


He has expanded his product list to include Accident, Life, Critical Illness, Vision, Dental, Short Term Disability, Medicare, ACA-Affordable Care Act/Obama Care, Financial products and pre-paid legal services.


 Medicare Notice: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” 

Reviews

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.


When speaking with your benefits advisor to set up your policy, Talk about the things that have changed over the last year, things that you are concerned about. We can review your current policy and recommend changes to ensure your coverage is growing with you.


Yes, you should have a review every year to ensure as life changes you have the policies that meet your needs from year to year.


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LiveInsurance.us

479-279-8822

Hours

Monday - Friday: 8am - 8pm

Saturday: 8am - 2pm

Sunday: Closed

LiveInsurance.us

P.O. Box 132 Bentonville, Arkansas 72712,

479-279-8822

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